Insurance cover available to you

A one-off lump-sum payment of the money in your superannuation account, plus any insurance cover upon your death, diagnosis of a terminal illness or if you are totally and permanently disabled due to sickness or injury.

A one-off lump sum payment of the money in your superannuation account, plus any insurance cover upon your death or diagnosis of a terminal illness.

A benefit of up to 75% of your monthly salary paid to you for up to two years to replace part of your income if you become totally or partially disabled due to sickness or injury. Benefits are payable monthly in arrears after a waiting period.

This cover pays the lesser of 80% of your income or the level of cover you received automatically or applied for, if you become totally or partially disabled due to sickness or injury, for a period of up to 2 years. A superannuation benefit is also payable into your account equal to the lesser of 10% of income or 10% of the benefit level for which you are insured. Benefits are payable fortnightly in arrears after a waiting period.

This cover extends from Standard Income Protection with benefit payable up to age 65.

A benefit of up to 75% of your monthly salary paid to you for up to two years to replace part of your income if you become totally or partially disabled due to sickness or injury. Benefits are payable monthly in arrears after a waiting period. You may apply for an additional optional superannuation contribution component of 10% of your salary.