Please refer to Register as a listed adviser with Brighter Super. As a listed adviser, you will be able to have read only access to your client’s accounts via Adviser Online, or be able to make selected changes to their accounts by having them appoint you as their authorised third party. Listed adviser status remains in force until revoked.

No. The current Third Party Authority (TPA) access continues to be available, however this will continue to be an information only authority via the Contact Centre 1800 444 396 Brighter Super TPA’s will not have Adviser Online self-service

We do not currently accept digital signatures. All forms must be signed with wet ink.

Yes. Registered advisers who have been appointed as the listed adviser on a member’s account are eligible to deduct personal advice fees where appropriate. Brighter Super offers one-off, ongoing and fixed-term advice fee arrangements. Fee caps apply. Please use the Advice Fee forms at AFSL and adviser forms.

Members can authorise an ongoing and fixed term advice fee up to 2% of their balance, capped at $6,600 p.a. (or $550 per month), or a one off advice fee up to 2% of their balance, capped at $7,000 p.a. Fee caps apply at account level.

Each individual fee needs to meet the respective fee cap and minimum balance requirement e.g. once a one-off fee is charged, there needs to be $8,000 left in the account to set up an ongoing or fixed term advice fee. The minimum member balance is based on the balance before the advice fee is charged.

Both a one-off and ongoing / fixed term fee can be charged to the same account.

The advice services provided must have a direct, reasonable, and transparent link to the members funds within Brighter Super, measurable by APRA’s sole purpose test.

Where advice provided is not linked to a members funds within Brighter Super, for example, any product that is not related to Brighter Super, this advice must be charged externally to their Brighter Super account.

Yes. Brighter Super’s advice fee governance framework is guided by APRA/ASIC’s joint letter to RSE’s providing oversight of advice fees charged to members superannuation accounts. From time to time, Brighter Super will request copies of advice documents for the express purpose of ensuring the Trustees compliance relating to fees being deducted from members accounts, as per the Terms of Trade. These documents will be used to determine the fees paid from a member’s account meet APRA’s sole purpose test guidelines. A copy of the letter and more information about the sole purpose test can be found here.

Advice fees are paid monthly to your AFS Licensee, on or around the 15th of each month.

You can now make an investment switch as an authorised third party listed adviser on your client’s account via Adviser Online. Please refer to Register as a listed adviser with Brighter Super for more information.

Members can still request an investment switch via Member Online or by completing an investment switch form. Find out more.

If your client is planning on claiming all or some of their contributions as a tax deduction, they will need to complete a Notice of intent to claim or vary a deduction for personal super contributions form and email it to membership@brightersuper.com.au

Yes, Brighter Super allows members to transfer their full KiwiSaver balance.

Find out more

The Retirement Reward is a potential reward for eligible Brighter Super members who have an Accumulation or Transition to Retirement (TTR) account with us and move into a Brighter Super Pension account. Essentially, it’s a dollar reward for the member that returns a portion of the tax we’ve set aside to pay the ATO when growth assets (like shares) are sold. Find out more.