Phone 1800 444 396
Web brightersuper.com.au
Email info@brightersuper.com.au
Post GPO Box 264, Brisbane QLD 4001

Brighter Super - Right by your side
1800 444 396 Search

A brighter approach to retirement

Turning 60 can increase your access to superannuation benefits.

If you change jobs after 60, permanently retire after reaching your preservation age, or turn 65, you can open a Brighter Super Pension and won’t pay any tax on your investment earnings.

That can mean thousands of extra dollars in your pocket each year.

At Brighter Super, we have the expertise and experience to help you navigate this significant life change and retire your worries.

We’re right by your side

Whether you’re nearing retirement or already retired, we can help.

Open a Brighter Super Pension

Log in to Member Online to apply for a Brighter Super Pension that gives you access to a regular retirement income and the flexibility to make lump sum withdrawals.

Log in to Member Online

Account management made easy

Retire Easy Pension gives you pre-selected investment and payment options that automatically update over time.

Find out more

Take advantage of our Retirement Reward

Move from a Brighter Super Accumulation account to a Brighter Super Pension and you could receive a one-off, tax-free reward of up to $15,2001.

Learn more

You can find out more about these opportunities in our video featuring Brighter Super’s retirement advocate, David Koch, and Head of Retirement, Jen McSpadden.

Video of David Koch and Jen McSpadden

Video: Retirement advocate David Koch talks with Brighter Super's Head of Retirement, Jennifer McSpadden (6:11)

Investing for growth

Strong performance remains a priority in the pension phase, and Brighter Super’s pension options impressed in the year to 30 June 2024 with the Growth option returning 13.44%, the Balanced option returning 11.92%, and the Conservative Balanced option returning 9.79%2.

Find out more

CTA Block Small Image

We're here to help

If you would like to see how you’re tracking towards retirement, you may benefit from a Retirement Health Check with a Brighter Super financial adviser3. This is a tailored service to help members like you project your retirement savings, determine how long your money will last in retirement, and consider your eligibility for the government’s Age Pension.

Find out more
  1. The Retirement Reward is a potential payment to eligible members who open a Brighter Super Pension, representing the tax savings made by Brighter Super when growth assets are sold. The Retirement Reward is calculated at 0.8% of the growth assets included in the transfer amount, up to the 1 July 2024 transfer balance cap of $1.9 million. The Retirement Reward amount counts towards the member’s transfer balance cap. The government changes the transfer balance cap limit from time to time. Eligibility criteria apply.
  2. All returns are based on daily unit prices available to members. They are net of investment fees and taxes, and gross of the administration fee charged by the Fund. Investment returns are not guaranteed. Past performance is not a reliable indicator of future performance.
  3. Brighter Super Financial Advisers are Authorised Representatives of Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL No 232514. In limited circumstances, a Financial Adviser may also be an Authorised Representative of ESI Financial Services Pty Ltd (ESI Financial Services) ABN 93 101 428 782, AFSL No 224952. ESI Financial Services is a wholly owned entity of Brighter Super Trustee (ABN 94 085 088 484 AFS Licence No. 230511)(“Trustee”) as trustee for Brighter Super (ABN 23 053 121 564)(“Fund”). ESI Financial Services provides financial services to Brighter Super members and employers under a service agreement with Brighter Super. ESI Financial Services has engaged IFS to facilitate the provision of financial advice to Brighter Super members. ESI Financial Services has also engaged Link Advice Pty Limited ABN 36 105 811 336, AFSL No 258145 to provide Brighter Super members with access to limited personal advice over the phone in respect to Brighter Super products.